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high finance Finance is a term that deals with the liquid resources of governments, enterprises, organizations, and individuals.  The financial system involves printing and circulating money, providing banking facilities, granting credit, and making investments.  Simply put, finance is the process whereby entities that need funds or capital and can put them to productive uses borrow from those who have saved liquid assets, with agreed-upon interest payments as the incentive.

The three primary types of finance are personal finance, business finance, and public finance.  Personal finance deals with family budgeting, personal savings and investments, and consumer credit issues.  Business finance uses quantitative accounting data, statistical tools, and economic theory to further the objectives of a business entity.  Public finance involves government taxation and expenditures, as well as the financing of government budget deficits via marketable securities and other means.  Since the economic difficulties of the 1930s, the role of public finance in the economic affairs of the United States has increased markedly.

Recent Finance News

  • How AeroFund's CEO moved from vending machines and into finance
    CEO Stephen Troy's business started with a used station wagon and $1,000.
    American City Business Journals.  Monday, 23 Sep 2019 14:00:57 +0000.
  • South Africa: Union Issues Warning Ahead of Bank Strike
    [News24Wire] As much as 50,000 workers in the banking sector will be protesting against retrenchments on Friday, making it difficult for consumers to transact, according to the finance union spokesperson.
    All Africa.  Monday, 23 Sep 2019 13:57:44 GMT.
  • The New Campus Housing Bubble
    There has been an alarming rise in loan delinquencies on securities used to finance luxury college student housing: is this a harbinger of broader national problems?
    By Richard Vedder, Contributor.  Forbes.  Monday, 23 Sep 2019 09:00:00 -0400.

Although common economic principles are involved in all types and levels of financial transactions, there are different financial and societal issues that affect international, corporate, and personal finance.  The International Finance Corporation is a member of the World Bank Group and is a leading source of equity and loan financing for private sector projects in the developing world.  The American Finance Association is an academic organization that publishes the journal Finance and is devoted to the study and promotion of knowledge about financial economics.  For individuals, an excellent personal finance resource is MyMoney.gov

financier pointing to a financial chart

Here on ChosenSites.us, you will find a wide range of investing, credit, and personal finance information resources.

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  • Nanotechnology Investing
    Nano technology resources and investing information.
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