Chosen Sites Logo  

Personal Finance Guide


Chosen Sites > Finance Solutions > Personal Finance


financial advisor counseling a young couple Personal finance has become a hot topic, in part due to the current state of the economy.  Many people are financially strapped with delinquent home mortgages and enormous credit card debts, and they are looking for ways to unburden themselves and achieve financial freedom.  Developing good financial habits starts with educating oneself in the areas of spending, saving and investing, insurance, and planning for major goals such as educational attainment, purchasing a home, and retirement.  Purchasing a vehicle, making home improvements, and refinancing a home also fall under the umbrella of personal finances.

In addition to becoming self-educated on financial matters, assessing current financial fitness and setting goals is a crucial step for anyone wanting to improve the state of their personal finances.  Financial net worth can be determined by adding up financial assets, subtracting financial liabilities, and examining credit scores and reports.  Often, financial fitness is a direct result of what an individual has been taught about finances at home, as money management and financial literacy is not usually taught in schools.  In many cases, learning about financial asset management is the first step in the process of becoming free from the costly burden of financial mistakes.

Spending less and saving more, building wealth through wise investing, and protecting assets through health insurance, life insurance, home insurance, and auto insurance are all part of becoming financially independent.  There are many organizations dedicated to teaching individuals how to be free of credit card debt, but it is wise to be able to recognize non-legitimate sources and find trustworthy accredited guidance to avoid being a victim of identity theft or fraud.

saving money in a piggy bank

For in-depth personal finance information and investing news, visit the popular Yahoo! Finance website.

  • Auto Insurance Companies
    Auto insurance rate quotes and company directory.
  • Auto Warranties
    Auto warranties - extended warranties for new and used vehicles.
  • Car Buying
    Auto reviews, automobile ratings, and car buying tips and information.
  • Colleges and Universities
    Undergraduate schools and graduate schools in the USA.
  • Credit Card Debt
    Credit card debt counseling and debt consolidation loans and services.
  • Currency Conversion
    Foreign currency conversion rates and calculators.
  • Home Improvement Loans
    Compare home improvement loans and home equity loans.
  • Home Mortgage Rates
    Find current mortgage rates, loan rates, and mortgage calculators.
  • Investment Brokers
    Compare investment brokerages and online securities trading firms.
  • Investment Newsletters
    Investment reports, financial newsletters, and market research resources.
  • Residential Real Estate
    Guide to residential real estate companies, realtors, and realty resources.
  • Term Life Quotes
    Term life insurance plans, rates, and quotes.
  • 2nd Mortgages
    Home equity loans, 2nd mortgages, and lines of credit.

Copyright © 2011-2016 Chosen Sites™.  All rights reserved.

Chosen Sites > Personal Finance Products And Services